1. Go to court to sue for repayment.
If the other party owes money and can't find anyone, and has a clear defendant, residential address and contact information, the court can accept it.
Because the debtor's whereabouts are unknown, the Supreme Court usually summons the debtor to respond by announcement after filing the case. If the debtor fails to respond to the lawsuit at the expiration of the announcement period, the court will make a default judgment after hearing the case with clear loan relationship.
After the default judgment, although the debtor's whereabouts are unknown, the creditor can apply to the court for enforcement, and the court will start the enforcement procedure, inquire about the bank account, Alipay account, stock account, real estate and property clues of the executed person nationwide, and execute the money awarded by the court back.
2. After the default judgment, although the debtor's whereabouts are unknown, the creditor can apply to the court for enforcement, and the court will start the enforcement procedure, inquire about the bank account, Alipay account, stock account, real estate and property clues of the executed person nationwide, and execute the money awarded by the court back.
3. If the court still can't find the property clue of the person subjected to execution through nationwide execution, the creditor may also apply to include the debtor in the blacklist of dishonesty.
After the debtor is submitted to the blacklist of dishonesty by the court, it will restrict the debtor from going abroad, going to Hong Kong, Macao and Taiwan, taking planes, high-speed trains and moving trains. There are dozens of restrictions, such as restricting debtors' high consumption, restricting the purchase of houses, restricting the rental of high-grade office buildings, restricting loans, and restricting the handling of credit cards, which make debtors unable to move in society and force debtors to repay their debts voluntarily.
4. Try to find out who is responsible for repayment or joint repayment of debts. If it can be proved that the loan is used for family expenses or improving family life, it should be owned by both husband and wife, and both husband and wife should repay it together. So you can sue again and ask the debtor's spouse to pay off the debt. Here, you must sue the enforcement procedure to apply for adding the spouse of the executed person as the executed person, because this will deprive the added person of his litigation rights and the court will not allow it.
5. If there is a guarantor for the debtor who has no executable property, the creditor may investigate the responsibility of the guarantor according to law.
The best way to pay off debts is to go through legal procedures. Secondly, calling the police means that the other party has defrauded his own property. Both are very serious related behaviors. Whether it is a lawsuit to the court or an alarm to the public security organ. The relevant agencies will find the parties. If the party concerned is missing, the relevant property under his name will be used as collateral for repayment.