China Bank's guarantee loan for individual entrepreneurship in Guangzhou is applicable to 1, registered unemployed persons with employment difficulties. 2. University graduates, vocational college graduates and technical college graduates. 3. online merchants. 4. Migrant workers who return home to start businesses. 5 demobilized soldiers, released prisoners, employees of enterprises with excess capacity and unemployed people. 6. Other personnel (less than 3 years after starting the enterprise).
You can apply for a loan to buy a factory, but the personal loan of a bank generally needs collateral to apply for a loan. At the same time, certain conditions must be met, including the lender's age is 18 to 65 years old, the borrower's actual age and loan application period must not exceed 70 years old, and he must also have a stable job and income, be able to repay the loan principal and interest on time, have a good credit report and have no bad records. Personal bank loans are small, short-term or long-term, large RMB loans provided by banks to customers for legitimate business activities. Personal mortgage loan refers to a loan granted to a natural person with the property of the borrower or a third party as collateral according to the provisions of the Property Law of People's Republic of China (PRC).