Harvest Internet is a mobile banking product launched by Zhejiang Wenling Rural Commercial Bank. Provide users with bank account management, financial services, pan-financial services, life services, community services, etc. , including account service, payment, payment, recharge, credit card, inquiry, investment and wealth management, loan, value-added and other functions.
Account services mainly include account opening, account cancellation, upgrade, downgrade, transfer-in, transfer-out, adding/unbinding accounts, balance inquiry, bill inquiry, account information inquiry, protection/protection _ debit card, passbook account and other related transactions.
Investment and financial management functions include online financial products inquiry, purchase, subscription, cancellation, evaluation and redemption; Signing, evaluation, purchase, cancellation, redemption and fixed investment of online fund products; Signing, purchase, contract cancellation and cancellation of online deposit products. Value-added categories include card-free withdrawal, SMS service, car owner service and government service.
Zhejiang Wenling Rural Commercial Bank Co., Ltd. (hereinafter referred to as Wenling Rural Commercial Bank) was officially listed for business on February 22, 2005, formerly known as Wenling Rural Credit Cooperative and Wenling Rural Cooperative Bank. The head office is located at Xiabao Road 100, Chengdong Street, Wenling City.
1, the virtual nature of online transactions makes it impossible to authenticate the credit status of both borrowers and borrowers, which is prone to fraud and breach of contract disputes. A large number of lender information published on the Internet platform, many of which are in the name of "loan companies" and "financing companies". In fact, financial institutions must be approved by the state to engage in financial services such as credit financing. Those who engage in financial activities without authorization are often punished for "illegal fund-raising", "illegal absorption of public deposits" and disturbing the order of financial management. If loans are issued on behalf of the network platform, then if the network platform neglects self-discipline, or the internal control procedures fail or are used, there may be cases of fabricating loan information and illegally raising funds.
With the popularity of the Internet, it is gradually infiltrating into all aspects of people's daily life, and people's living habits will be changed in the future. In view of the popularity of the Internet, various industries closely related to people's lives are also changing. The most typical example is retail. Online lending is also becoming a trend. With the advantage of the Internet, all the steps of loan application can be completed without leaving home, including understanding the application conditions of various loans, preparing application materials and submitting loan applications, which can be completed efficiently on the Internet. Correspondingly, the rise of a number of online loan intermediary companies has also made great contributions to the popularization and promotion of online loans. With the development of smart phones and wireless Internet, mobile financial platform is in the ascendant. Wireless Internet has many traditions, such as anytime, anywhere, convenience and so on, which can quickly meet people's needs.