No, that's just bait! When you call, you will be asked if you have a house in Shanghai. Do you have a car? Do you have a steady job? ......
In short, it's naive to want to borrow money just by your ID card.
Who told me that the secured loan on the market is real? What should I pay attention to?
Note 1: The cost is high.
The cost of a guarantee company loan will be much higher than that of a direct bank loan. The guarantee company not only needs the borrower to pay the handling fee, but also needs to generate certain expenses such as guarantor and interest, and the borrower needs to pay more fees for the loan through the guarantee company.
Note 2: There is a deposit.
When a guarantee company makes a loan, the general guarantee company will require the borrower to provide a certain percentage of the deposit. This deposit will generally be refunded after the borrower pays off the loan. It should be noted here that, first of all, the borrower should keep the deposit well and don't forget to refund the deposit after the repayment is clear. Secondly, the guarantee company must find the right one, otherwise the guarantee company may disappear or run away halfway, and the deposit cannot be refunded.
Therefore, under the premise of ensuring whether he can get a loan smoothly, the borrower should also consider whether he has enough repayment ability. If there is an impermanent repayment phenomenon, the borrower will not only bring unnecessary trouble to himself, but also lose more.
Can Chongqing Jiji.com Micro-credit Loan Be Successful?
Jiji.com is just a platform and is not responsible for the information released by the company. If you want to borrow money, you must first check whether the company that publishes the information is formal. You can check the registration information on the website of Chongqing Administration for Industry and Commerce first, and then ask more questions. Be careful, beware of being cheated!
If it helps you, please adopt it ~