? First, households without housing and housing loan records (including housing provident fund loans) in this city apply for commercial personal housing loans to buy housing, and the minimum down payment ratio is 30%.
Two, there is a set of housing in this city or no housing in this city but housing loan records (including housing provident fund loans), apply for commercial personal housing loans to implement the second home loan credit policy, the down payment ratio is adjusted to not less than 60%.