According to the regulations on provident fund management, if your account balance is less than 10000, you can borrow up to 300,000 yuan; If your account balance is greater than 10000, the policy of 30 times the balance will be implemented; If you want to borrow 350,000 yuan, the account balance should not be less than 1. 1.67 million yuan in principle. The specific amount of provident fund loans is also related to repayment ability and the percentage of provident fund loans in housing prices. Regardless of the balance, the loan amount generally does not exceed 70% of the house price, nor can it exceed the maximum loan amount of the housing provident fund stipulated by the local government. In addition, it is generally stipulated that the monthly repayment amount after the loan is less than or equal to 50% of the monthly income of the family.