Loan business conditions:

1, 18 to 65 years old natural person;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legal use of the loan;

Materials to be prepared for the loan:

1, valid ID;

2. Proof of permanent residence or valid residence, and proof of fixed residence;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7, loan use plan or statement

Second, is it easy to apply for a syb venture loan?

Syb business start-up loan is set up for people with syb business start-up certificate, including college students, retired soldiers, unemployed people and other small business owners who lack business management knowledge and common sense. All these people can apply for syb business start-up loans.

In addition, syb venture loan is a kind of policy loan, and the preferential policies of local governments are different, so all of them can enjoy preferential treatment. The borrower can go to the local labor bureau as long as all the information is prepared.

As for the specific situation, you should consult the local labor bureau.

Syb Venture Loan has a fixed loan population, so it is recommended to choose according to your actual situation.

Third, how to use syb entrepreneurship training certificate to obtain loans?

After obtaining SYB entrepreneurship training certificate, you can apply for a loan of 500 ~ 65438+10,000 yuan for 2~3 years. Of course, when you want an interest-free loan in the third year, you must repay the loan in the previous two years before you can apply for interest-free. The full name of SYB is "starting a business", which means "starting your business". SYB is an important part of the "Start and Improve Your Business" (SIYB) series of training courses, which are developed by the United Nations International Labour Organization and tailored for friends who want to start their own small and medium-sized enterprises. Basic stage of entrepreneurship: the first stage, the initial stage, occupying the market with products and technologies. In the second stage of corporatization, it is necessary to standardize management and increase enterprise efficiency, which requires entrepreneurs to upgrade their thinking from ideas to thinking, while the original relationship is transformed into channel construction, the company's sales are completed through channels, and the team of entrepreneurial partners is also initially formed. The third stage is collectivization. At this time, relying on hard power (the core competitiveness of industrialization), the whole group and its subsidiaries formed a system platform, relying on a team to complete management through the system platform, (human governance became corporate governance), sales became marketing, regional channels became regional networks, sales teams were established, and sales teams had certain management capabilities. Thinking from plane to three dimensions. Then you can retire, and entrepreneurs and their business partners will have a cash flow system (money-making machine) to work for the enterprise 24 hours a day. This is the ideal state that many entrepreneurs and their business partners dream of. The fourth stage, this is the highest level of entrepreneurship. In the stage of group headquarters, it is borderless operation, which is also commonly known as multinational companies. The system platform of the group headquarters and the operating systems of each sub-group form a system. The group headquarters relies on a borderless core competitiveness (soft power) that can cross the industry boundaries, and the sub-groups form the industry core competitiveness (hard power), which will enable all walks of life of the group to reach the performance level and speed that can not be achieved in the case of single-player combat. Thinking has changed from three-dimensional to multi-dimensional, which is the highest level that enterprises can pursue and achieve.

Fourth, syb commercial certificate loan, how to loan?

SYB "entrepreneurship training certificate loan, the loan time is 2~3 years. Of course, when you want an interest-free loan in the third year, you have to pay back the loan of the previous two years. The full name is "STARTYOURBUSINESS", which is an important part of the "SIYB" series of training courses, and it sets up its own customized training program for those who wish.