As an online lending platform in Alipay, Alipay online merchant bank loan has the characteristics of fast payment and low threshold. When many people borrow money, in addition to pursuing the loan amount, they also need to lend money very efficiently. So, how long does it take for Alipay online merchants to review bank loans? Will the next payment be quick? Now, let's talk to you. Alipay online merchant bank loan and ant loan are the same. As long as the user meets the requirements, it is almost a second loan, and the next payment is very fast. Alipay online merchant bank loan belongs to internet lending and can only be operated on mobile phone Alipay. Therefore, its loan process is very fast, and users do not need to submit complicated income certificates and other materials. They only need to rely on sesame credit score to judge and check the user's credit rating, and complete the loan in 3 seconds. It can be seen that the lending speed of Alipay online merchants' bank loans is still very fast, which is completely seconds kill compared with offline bank loans. So, if you want to handle it, you can consider it.