The 360 interest-free loan is true, but the interest-free period is only 7 days or 30 days, which means that interest will begin to accrue after 7 days or 30 days.
The lowest interest rate of 360 IOUs is 0.027%, and the loan is 6,543,800 yuan. One day's interest is 2.7 yuan, and the loan amount ranges from 5 million to 200,000. The specific loan interest rate and amount shall be subject to the actual situation after personal assessment.
At present, the loan period of 360 IOUs is divided into three periods, six periods and 12 periods. The borrower can repay the loan in advance, but it still needs to bear the interest of the subsequent loan. Therefore, I suggest that when you borrow 360, you should choose the number of installments according to your own economic ability to avoid generating excess interest.
In addition, if the 360 IOUs are overdue, from the date of overdue, the 360 IOUs will be charged with default interest at 50% of the original interest rate every day, and the interest will be compounded according to the interest rate standard of default interest on overdue interest until the borrower pays off.
Second, how to operate the 360 loan refund?
You can call the official number to apply for a refund of 360 arrears. If the online loan interest is within the legal limit, and the user requests to return the interest and fees, the online loan institution may refuse. For more than 36%, if the user applies for interest refund or fee refund, the online lending institution must refund it, otherwise, the user can complain to the relevant institution or directly report to the. Both methods are effective.
3.360 Is it true that the IOU says that the interest will be refunded within three working days?
It's true. 360 IOUs say that interest will be refunded within three working days, which is generally the actual effect that customer service needs to promise when solving problems. You must give an answer within this time. If you don't receive a refund within three working days, it may be that the customer service didn't give you upward feedback. 360 IOU is a credit technology service brand under 360 Branch (formerly 360 Finance).
4.360 Is the IOU true?
It's true, you can borrow it, but I saw an advertisement last night and wanted to try it, so I downloaded it and registered it, and finally got the quota of 18000. I thought the advertised daily interest rate was 0.027%, and I also said that I would borrow 40,000 yuan for one month without interest. I thought my quota was low, so I borrowed it all. The default platform is 12 months. Then today the tragedy began.