If the general customer has a large deposit certificate, but the deposit certificate has not expired, and the funds are used temporarily, and he does not want to withdraw the deposit certificate, he can use the deposit certificate as a pledge to apply for a low-risk flow loan. This will not affect your certificate of deposit, but also solve your own financial problems in time.
Working loan is a working capital loan, which has two forms: mortgage and credit. Look at credit, look at the quality of enterprise management, whether the cash flow is stable, that is, whether the sales of enterprises are smooth. When the enterprise operates well and the cash flow is stable, although there is no mortgage, it can still guarantee the repayment on time. If there is a cash flow loan, it can solve the problem of difficult loans for many small and medium-sized enterprises, because most of these enterprises do not have much collateral to apply for loans.