Conditions for applying for a loan of 654.38 million yuan from a rural commercial bank:

1, the applicant is 22 to 60 years old; 2. The applicant has China nationality (excluding Hong Kong, Macao and Taiwan residents).

; 3 loans for business or car purchase, there must be a guarantor and mortgage; 4, with legal business qualifications and fixed business premises, can provide a legal business license (or business license,

2. What documents or things do you need to get a loan from a rural credit cooperative?

My ID card and hukou are the marriage certificate of the person who guarantees you, so it is ok.

Three, what are the conditions for rural credit cooperatives loans?

The loan of rural credit cooperatives is aimed at the situation that farmers' friends don't have good collateral or pledge. Loans from rural credit cooperatives can only be guaranteed. With the credit certificate, it is easier for farmers to borrow money from friends.

The materials to be prepared are as follows:

1, personal loan borrower fills in the application form.

2, the borrower's valid identity documents (refers to the resident identity card, household registration book, etc ... ).

3. Providing loans to farmers needs the attention of the owners; A statement issued by the work unit or neighborhood committee or the income certificate of the urban residents whose borrowers and their spouses have legal and stable income.

4. The same owner of the property and a copy of the valid identity certificate.

5. In order to guarantee the form of guarantee, the guarantor shall provide documentary credit certificate, and the guarantor agrees to guarantee.

6. In the form of mortgage, guarantee or pledge, a list of agreements on disposing of (pledging) the mortgaged property, insurance that proves the right of ownership has been achieved (pledged), proof necessary for using the mortgaged property, proof of pledged property rights and asset evaluation report shall be submitted.

Four, what are the conditions for rural credit cooperatives loans?

1. Applicant 18 years old or above, local resident;

2. The applicant has a good asset status and the ability to repay the principal and interest on schedule;

3. Open a basic account or general deposit account in a rural credit cooperative;

4. The credit status is good, and there is no major bad credit record;

5. The borrower's asset-liability ratio shall not be higher than 70%.