Talent introduction usually refers to a series of policies and measures taken to attract and retain high-quality talents. In this process, employers mainly pay attention to the candidates' professional ability, experience and potential, as well as their contribution to the organization and development potential. Usually, talent introduction does not involve investigating the credit information of the family members of the recruitment target, including the other half. Credit investigation refers to the summary and evaluation of personal credit records, which is mainly used to evaluate personal credit status and repayment ability. Credit investigation is usually related to personal loans, credit cards, housing loans and other financial activities. In the process of talent introduction, employers pay more attention to the professional ability and background of candidates, rather than the credit information of their family members.