Decoration loans are repayable by installments. The bank's renovation loan is repaid on a monthly basis, and users only need to repay it in full and on time every month according to the standards negotiated with the bank.

Second, how to repay the installment loan for decoration?

The common repayment methods of loans are: equal principal and equal repayment (principal and interest). If the loan term is less than 1 year (inclusive), monthly repayment of principal and interest can also be adopted.

Tips: The specific loan method you apply for needs to be determined through consultation by the handling agency in combination with your actual needs, repayment ability, credit history and other comprehensive conditions. You can contact the handling bank directly to confirm! 3. Is the house decoration loan a one-time payment or a loan?

You can apply for a decoration loan in the following ways:

If you have applied for housing mortgage loan in our bank, you can contact the handling bank and apply for exclusive decoration loan for supporting house purchase;

You can also mortgage your own property and apply for consumer loan decoration.

4. Can the renovation loan of CCB be repaid in advance?

The renovation loan of CCB can be repaid in advance, and the applicant has successfully handled the installment payment business. If you apply for prepayment, the remaining principal must be paid in one lump sum, and the corresponding handling fee shall be borne according to the number of recorded installments. That is, if the applicant adopts the one-time payment method of handling fee, CCB will refund the handling fee corresponding to the remaining unrecorded periods of the applicant, and if the applicant adopts the installment payment method, CCB will no longer charge the handling fee corresponding to the remaining unrecorded periods of the applicant.