(1) According to the loan scope of 1, house purchase loan: the loan amount shall not exceed 80% of the total house purchase contract price. 2. Decoration loan: the maximum loan of less than 70 square meters shall not exceed 200,000 yuan; The maximum loan amount from 70 square meters (including 70 square meters) to 120 square meters shall not exceed 400,000 yuan; 120 square meters or more (including 120 square meters), the maximum loan amount shall not exceed 600,000 yuan. 3. Commercial-to-public loan: On the premise that the loan amount does not exceed 80% of the original commercial bank loan amount and the total price of the house purchase contract, a decoration loan of 50,000 yuan can be added on the basis of the remaining principal of the commercial loan. 4. Demolition housing loan: if the demolition area is not less than 20% of the newly resettled housing area, the loan amount shall not exceed the payable house purchase amount; If the demolition area is less than 20% of the newly-installed housing area, the loan amount is the house price-(20% of the newly-installed housing area-demolition area) * square meter unit price, (square meter unit price = payable house price/newly-installed housing area) (II) The loan secured by 1 shall not exceed 70% of the appraised house price. 2. For loans secured by pledge, the loan amount shall not exceed 90% of the face value of the pledge right certificate. 3. With the joint guarantee of natural persons and the pledge of housing provident fund, the loan amount shall not exceed 2 times of the pledged housing provident fund.