The money for fund supervision is generally paid to the seller on the second working day after the transfer formalities are completed. After the buyer and the seller complete the property transfer formalities, the buyer and the seller and the intermediary * * * send the house transfer confirmation instruction to the bank, and the bank will directly transfer the frozen funds to the seller's account. After the general transfer procedure is completed, it will arrive on the same day or the next day. Fund supervision means that in the second-hand housing transaction, buyers and sellers entrust the transaction funds to the designated bank supervision account, changing the previous mode of keeping and paying by buyers and sellers themselves. Both parties specify the supervision account at the agreed time, and the bank transfers the funds in the supervision account to the trading account at the agreed time.

Second-hand housing mortgage loans, capital supervision process is as follows:

1. The buyer and the seller sign the second-hand house sales contract, and the buyer * * * puts forward the demand for handling the transaction fund supervision service;

2. The bank reviews the qualifications of the buyer and the seller, and signs a loan-related contract with the buyer;

3. Evaluate the real estate and determine the down payment amount according to the evaluation report;

4. The buyer pays the down payment, and the money goes directly into the fund supervision account, which is supervised by the bank. At the same time, the Buyer and the Seller sign the Agreement on Fund Supervision between the Buyer and the Seller;

5. The buyer and seller shall go through the formalities of tax payment and transfer;

6. After the transfer formalities are completed, the bank pays the down payment according to the instructions of the buyer and the seller;

7. After seeing the seller's title certificate, the bank will pay the balance to the seller.

Second-hand housing mortgage loan process is as follows:

Step 1: Submit the application.

Buyers and sellers need to bring all relevant materials to the bank to get an application form for personal loan of second-hand houses, then fill in the application form and submit the form and all relevant materials to the staff for review. The staff gives an approximate loan amount and term after review.

Step 2: house inspection and evaluation

The bank will contact the designated real estate appraisal agency to make an appointment for the buyer and seller to inspect the house. After the house is inspected, the appraisal agency will issue an appraisal report to the bank.

Step 3: Bank approval

After receiving the evaluation report, the bank will examine the qualifications of the loan applicant. In line with the conditions, the bank will examine and approve the loan amount and term according to the housing appraisal price and the lender's qualification.

Step 4: Pay the down payment and handle the transfer.

After the bank completes the examination and approval, the buyer needs to pay the down payment to the seller. Then, the buyer and the seller hold the down payment certificate, the mortgage application review commitment letter issued by the bank and other materials, and go to the real estate exchange with the bank staff to handle the transfer of housing property rights.

Step 5: Go through mortgage registration and insurance procedures and get a loan from the bank.

After the transfer, the buyer can get the real estate license in about 20 working days. Property buyers can apply for mortgage registration and insurance after receiving the real estate license, and then go through the formalities of loan issuance. The bank deposits the house payment into the seller's account, and the buyer can repay the principal and interest on time as agreed in the contract.

Legal basis:

Article 38 of the Social Insurance Law

The following expenses incurred due to work-related injuries shall be paid from the work-related injury insurance fund in accordance with state regulations:

(a) medical expenses and rehabilitation expenses for the treatment of work-related injuries;

(2) Hospitalization food subsidies;

(three) transportation and accommodation expenses for medical treatment outside the overall planning area;

(four) the cost of installing and configuring assistive devices for the disabled;

(five) life can not take care of themselves, confirmed by the labor ability appraisal committee of life care costs;

(6) One-time disability allowance and monthly disability allowance for disabled employees of Grade I to IV;

(seven) the one-time medical subsidy that should be enjoyed when the labor contract is terminated or dissolved;

(8) Funeral grants, dependent relatives' pensions and work-related death grants received by survivors of work-related deaths;

(nine) labor ability appraisal fee.

Article 39

The following expenses incurred due to work-related injuries shall be paid by the employer in accordance with state regulations:

(a) wages and benefits during the treatment of work-related injuries;

(two) the monthly disability allowance for disabled employees of Grade 5 and Grade 6;

(3) One-time disability employment subsidy that should be enjoyed when the labor contract is terminated or dissolved.