General mortgage approval takes 20-28 working days. The specific processing time is determined by the lender, loan bank, and developer's data preparation and review time. You can contact the staff of the Agricultural Bank of China in Meixian District to confirm.

Process for applying for a mortgage loan:

Select a property;

Confirm whether the property built by the developer is supported by the bank to ensure the smooth acquisition of the mortgage loan;< /p>

Apply for a mortgage loan;

Sign a house purchase contract. After the review confirms that the home buyer meets the conditions for the mortgage loan, the home buyer will be issued a loan consent notice or a mortgage loan commitment letter;

The home buyer can sign the "Commercial Housing Pre-sale and Sales Agreement" with the developer or its agent. Contract";

Sign a building mortgage contract. Clarify the mortgage loan amount, term, interest rate, repayment method and other rights and obligations;

Process mortgage registration and insurance. Under normal circumstances, because the mortgage loan period is relatively long, in order to prevent loan risks, banks require home buyers to apply for life and property insurance;

open a special repayment account;

and After completing the relevant procedures, the loan will be transferred to the developer's bank supervision account at the bank at one time as the purchase price of the home buyer;

The borrower will repay the loan regularly in accordance with the contract.

Note: People's Daily Online: /bank/n/2013/1017/c207834-23233702.html.