In principle, the more the better, because the provident fund can do many things, such as buying a house, repairing a house, renting a house, and paying for serious illness, or it can be directly withdrawn. If you are short of money, you can go to the bank to apply for a loan, and the interest is much lower than other methods. Therefore, the provident fund is a good welfare treatment. Look at those enterprises and institutions, many of which are six insurances and two gold.