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How to apply for an interest-free loan when buying a car?
1. How to apply for an interest-free loan when buying a car?

The following materials need to be prepared for the formalities of interest-free loan for car purchase:

1, valid personal identification;

2. Household registration certificate or long-term residence certificate (the residence certificate can provide utilities, telephone charges, etc.). );

Personal income certificate, and provide family income or property certificate when necessary;

Work certificate of current unit.

3. Marriage certificate and spouse ID card (unmarried spouse materials and marriage certificate are not required, but divorce certificate or divorce agreement is required). Car purchase agreement, contract or letter of intent signed with the dealer (both new and used cars can be issued).

2. Can Beijing Hyundai apply for an interest-free loan?

The interest-free loan you buy a car should be the credit card renewal fee of CCB, China Merchants Bank and Minsheng Bank, but you need a specific brand and a specific model to get a credit card installment loan. You can go to the bank's website for details.

Third, how to apply for an interest-free loan to buy a car

Interest-free car purchase requires a credit card. You can enjoy the interest-free service of 12 through credit card installment service.

Credit card issuers supporting this service include China Construction Bank, China Merchants Bank and Minsheng Bank.

4. What is the process of buying an interest-free loan for a car?

Buying a car with an interest-free loan requires the car buyer to be at least 18 years old and a legal citizen of China with valid identification and full capacity for civil conduct; Car buyers have the ability to repay loans and have a stable job and income; Car buyers can provide fixed and detailed proof of address.

Note: Applications only support debit cards, and application cards are also loan bank cards. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

Interest-free loan to buy a car process:

Users who meet the conditions for car purchase with loans can prepare ID cards, household registration books, work certificates, income certificates, car purchase agreements and contracts signed with dealers and other related materials.

Submit a loan application to the lending institution, and then the lending institution will review the loan information submitted by the car buyer and the personal credit status of the car buyer.