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What does the employee loan management regulation include?
Personnel exit management:

1, employee resignation includes the situation that employees leave the company, such as retirement, dismissal, transfer, resignation and death.

2. When the division-level cadres are 6 months away from retirement age, the Human Resources Department submits a retirement application to the Human Resources Department of Xinyuan Company.

3. After the leaders of Xinyuan Company approved the retirement application, the Human Resources Department issued the retirement approval documents for the retired department-level cadres reported by the grass-roots units.

4. The General Personnel Department handles retirement-related procedures for retired department-level cadres.

5. The HR Department informs employees who have reached the statutory retirement age to go through retirement procedures.

6. The Human Resources Department submits the dismissal report according to the company's decision, and the trade union participates in the process supervision.

Extended data:

First, the lender is explicitly required to manage and control the payment of loan funds in the form of entrusted payment by the lender or independent payment by the borrower in accordance with the loan contract.

The second is to specify in detail the preconditions for entrusted payment by the lender and independent payment by the borrower.

Third, it is clearly required that borrowers should apply for payment when using loan funds, and all personal loans should be used in accordance with the loan purposes agreed in the contract. Lenders have the obligation to review relevant transaction materials and vouchers.

From the practice of international personal loan business and the long-term business practice of Chinese banks, the interview system can effectively identify the identity of individual customers, understand the real purpose of loans, and examine the credit status and repayment ability of borrowers, thus effectively preventing personal loan risks.

Therefore, the Measures further strengthened the link of loan investigation, put forward the specific requirements and methods of loan investigation, and stressed the need to establish and strictly implement the loan interview system on the basis of combing the relevant contents and processes of loan investigation.

Baidu Encyclopedia-Questions and Answers of China Banking Regulatory Commission on the Interim Measures for the Administration of Personal Loans (Draft for Comment)