Ping An Zhisheng's universal life insurance has been paid for 10 years, 60,000 yuan. If you want to borrow money, you can borrow about 654.38+10,000 yuan. Because you pay this insurance for a long time, and you pay more money each time, your credit score is higher and you can borrow more money.
How does Ping An Pratt & Whitney House borrow e-loan? See here for specific steps.
Ping An Pratt & Whitney E-Loan is a loan product with real estate as collateral. The loan application is simple, without on-site verification, and online approval is completed automatically. As long as the information is complete, you can lend money as soon as possible. So, how to get an e-loan from Ping An Pratt & Whitney House? Next, I will give you a detailed introduction.
1. How to get an e-loan from Ping An Pratt & Whitney House?
1, download and open Ping An Pratt & Whitney app, and register with real name certification;
2. Select "Ping An Pratt & Whitney E Loan" on the homepage and click "I want to apply";
3. Select the province, city and district where the mortgaged property is located, and click Next;
4, read and agree to the "personal credit inquiry authorization", signature;
5. Add the bound bank card, confirm the related contents of authentication, and click "Submit";
6, come out with loan information, real estate information, * * someone information input page;
7. Enter the loan information first, and fill in the loan amount and mobile phone number. , and then enter the real estate information, fill in the relevant content and save it, and finally complete the * * * information entry;
8. After all the information is filled in, you can submit it and wait for approval. The page will display the approved loan amount;
9. Click "I want to make an appointment", sign at the bottom of the appointment line, go through the mortgage formalities of the property, and finally issue the loan.
II. Notes on E-loan of Ping An Pratt & Whitney House
1. Applicants can borrow e, and each house can borrow up to 5 million yuan. Apply for two houses, and the maximum loan amount is100000 yuan.
2. If the annualized cost starts from 10.7%, simple interest method can be used to repay the loan in 6 installments, 12 installments, 24 installments and 36 installments, and there are three repayment methods that can be flexibly selected.
3. Housing e-loan products Not all cities' properties can be mortgaged. The specific city where the mortgaged property is open is subject to the display on the Ping An Pratt & Whitney app page.
The above is about "How to borrow E-loan from Ping An Pratt & Whitney House", and I hope it will help everyone.
How about Ping An Bank's second-hand car loan?
Ping An Bank's second-hand car loan refers to the consumer loan applied for when buying a second-hand car. The second-hand car loan amount is between 400,000 and 500,000, with a minimum of 40,000; Not more than 50% of the estimated value; The longest loan period is 3 years.
Loan amount: 40,000-50,000, not exceeding 50% of the approved value of the vehicle; Loan term: 12-36 months (1-3 years); Repayment method: equal monthly principal and interest or average principal repayment method.
Application conditions
1. Age 18 years old, 70 years old (borrower's age loan period), and must have full capacity for civil conduct.
2. Personal legal assets with stable legal income or sufficient to repay the loan principal and interest.
3. The service life of the vehicle purchased by the applicant shall not exceed 5 years (subject to the date of first registration) and the mileage shall not exceed 80,000 kilometers.
4. The recognized value of the vehicle is more than 80,000 (inclusive).
Required materials
1. identification, such as the second-generation ID card.
2. Proof of residence, such as real estate license or house lease contract.
3. proof of income, such as bank running water or income certificate issued by the company.
4. Vehicle-related information, such as motor vehicle registration certificate.
Ping An Bank's second-hand car loan has three characteristics: high quota, low threshold and accurate evaluation. The loan amount can be up to 5 million. Ping An Bank's second-hand car loan requires not only buying a second-hand car, but also a certain car age and stable income, and the threshold is low. Ping An Bank's second-hand car loan needs four materials: identity, residence, income, and vehicle-related certification materials.
Is Ping An Bank's real estate mortgage loan easy to handle?
Easy to handle, it can be handled if the following conditions are met: 1, the age limit for loan applicants is 25-55 years old, and for mortgage owners, the age limit is 18-60 years old. 2. The mortgaged house must be within 30 years. 3. The loan applicant must have good personal credit information and stable income. 4, the loan applicant's real estate license time must be more than 6 months.
1. Property mortgage loan requirements of Ping An Bank:
The Lender requires:
① Borrower's age 18-65 (inclusive), and age loan period _ 70;
② If the lender is a resident of Hong Kong, Macao and Taiwan or a foreigner, he shall have lived in People's Republic of China (PRC) for one year and have a fixed residence and occupation;
(3) If the mortgaged property is owned by more than one person (including "owned by shares" and "owned by shares"), the mortgagor except the borrower must sign a "statement of consent to mortgage";
Housing requirements:
The house must be owned and controlled by the mortgagor according to law, requiring clear property rights, listing and circulation, and mortgage registration;
② Collateral shall be consistent with the work or business place;
③ Ordinary houses, high-grade houses, villas, shops, office buildings, commercial and residential dual-use houses.
Loan information: identity certificate, marriage certificate, income certificate, mortgage property certificate, loan fund use certificate and other materials.
Those who meet the above conditions can apply to Ping An Bank outlets, subject to the actual assessment.
2. The mortgage loan of Ping An Bank includes real estate mortgage and vehicle mortgage: 1. Interest rate of real estate mortgage: each branch has different interest rate policies for real estate mortgage loans. Please consult the nearest branch or your account manager. 2. Vehicle mortgage loan interest rate: There are four grades: 12%, 14%, 16% and 18%, which should be evaluated according to your comprehensive qualifications. The specific interest rate can be consulted with the loan account manager.
3. Types and amounts of loans from Ping An Bank
① The maximum operating loan is 5 million yuan.
② The maximum consumer loan is 3 million yuan.
③ The credit line of _ 6,543,800+0.5 million is approved by the credit factory of the Head Office.
④ The credit line of _ 654.38 million+500,000 yuan shall be approved by the Risk Department of the branch.
What is the loan amount of Ping An Bank's auto loan? Many people are surprised!
As people's income is getting higher and higher, the price of cars they buy is also rising. When many people apply for car loans, they are worried that the loan amount cannot meet their own needs. Someone asked Ping An Bank what is the auto loan amount? Today, I will introduce the relevant contents to you.
In terms of auto loan amount, Ping An Bank is still relatively high. Ping An Bank's car loan can provide you with a loan of 40,000-50,000 yuan, and it does not exceed 80% of the total car price. In other words, most cars can be bought for you.
However, not everyone can apply as much as they want, which is related to everyone's comprehensive credit level. If you want to have a higher quota, then you should pay attention to the following five points:
1. Try to reduce your debts before handling the car loan from Ping An Bank. If there is a loan due, you can wait until the loan expires before applying for a car loan.
If you have many sources of income, you can prepare more income certificates to show your repayment ability.
3. When handling the car loan of Ping An Bank, besides providing the purchased car as collateral, you can also provide some other collateral.
4. You can choose some car brands and models promoted by Ping An Bank. The quantity that may be obtained will be more.
If someone in the family is an old customer of Ping An Bank, try to find someone who often does business in Ping An Bank to apply for a loan.
Generally speaking, as long as your personal credit is good and you have certain repayment ability, you don't have to worry about insufficient loan amount.
Ping An Bank car loan application conditions ***6 See if you meet all the requirements!
Is Ping An Bank's car loan approved well? It is important to have three elements!
How many loans can Ping An Bank apply for?
There are many kinds of loans issued by Ping An Bank. How much money you can apply for in the end is related to the type of loan you choose on the one hand and the applicant's credit information on the other. Take the new loan as an example, the amount that the applicant can apply for is 300,000-500,000, and the specific amount needs to be analyzed in combination with the applicant. I hope my answer can help you, thank you very much!
Let's stop here for the introduction of Ping An loan of 5 million yuan.