First, how long can the provident fund be found?
1. Under normal circumstances, the average office worker's provident fund deduction date is within five weeks after the payday, but there is also a time difference, that is, on 15 of each month. If the company pays the salary before the date of 15 of each month, you can find relevant records online at the end of that month. If it is after 15, it can also be found at the beginning of next month.
2. At the same time, the provident fund paid by the unit to the housing provident fund center can usually be received within three to five working days.
2. What are the conditions for provident fund loans?
1. The conditions for applying for a loan from the provident fund are as follows: The balance in the borrower's provident fund account must reach at least 30% of the expenditure on newly purchased or overhauled housing before applying for a loan from the provident fund account.
The borrower needs to have a stable working income, that is, a fixed monthly salary, to prove that he has the ability to repay the principal and interest.
3. The borrower needs to apply for the insurance of house registration mortgage according to the requirements of relevant banks and formal institutions, and need to apply for approval of the guarantee method at the local housing fund management center, and submit relevant materials at the same time.