You can directly make an inventory of the loan platforms that can make loans, and you can also apply for loans at night.
Many people are hesitant when applying for loans. On the one hand, I don't know what kind of loan platform I choose, on the other hand, my personal credit information is not very good, and I am worried that I will be directly refused loans or delayed in lending. The loan platform that can directly make the next payment can be counted, and you can also apply for loans at night.
1. guangfa reserve fund
guangfa reserve fund can be divided into ordinary financial fund and exclusive financial fund. Ordinary financial fund can be selected in 3/6/12/18/24 installments, and the corresponding handling fee rate for each installment is .95%/.75%/.75%/.75% respectively. To apply for Guangfa Reserve Fund, the borrower must have a credit card of Guangfa Bank and also need to provide social security information.
2. Shanghai Pudong Development Bank's Silver Point Loan
Silver Point Loan is a credit loan product of Shanghai Pudong Development Bank. The borrower needs to be between 18 and 6 years old, have full capacity for civil conduct and be responsible for his own lending behavior. It is best for the borrower to have close business contacts with Shanghai Pudong Development Bank, or be a payroll user of Shanghai Pudong Development Bank.
3, 36 IOUs
36 IOUs rely on 36 Group, which is a personal small consumer loan product under 36 Finance Co., Ltd. The lending funds of 36 IOUs mainly come from baixin bank, Shanghai Pudong Development Bank and other major banks, with fast lending speed and low loan interest rate, which can provide borrowers with a maximum loan amount of 2, yuan.
I have used several small loan products in my business turnover before. In fact, each small loan platform has an internal application entrance, with low interest, easy payment and high quota! Share it with those in need, scan the QR code below to enter!
4. Micro-loan
Micro-loan is the first product of Tencent's Weizhong Bank. The product is positioned as an Internet micro-credit product with a loan amount of less than 2,. The loan amount of micro-loan is between 2, yuan and 2, yuan, with interest of .5% and annual interest rate of 18.25%.
5. Ping An Xinyi Loan
is a personal micro-consumer loan product under Ping An Bank, which is mainly provided for workers over 2 years old. It is better for the borrower to apply for a bank card under Ping An Bank, so it is more convenient to apply for a loan when borrowing.
the system will judge the income according to the borrower's monthly income and issue a certain loan amount. The lowest is 1 yuan, and the highest is 2, yuan.
6. JD.COM Gold Bar
A personal small loan product owned by Jingdong Finance can be viewed directly in JD.COM Mall-Personal Center without downloading an additional APP. Mainly for users in JD.COM, with a maximum cash withdrawal of 2, yuan. The whole process is online and the process is very simple. Speed approval, the loan amount can be reached in 5 minutes at the earliest.
7. meituan borrowing money
meituan borrowing money belongs to the white list invitation system. Only users whose personal qualifications meet the conditions for meituan borrowing money can find the entrance to borrow money in meituan. Meituan borrows money as a pure credit loan product, which can provide users with a maximum loan amount of 2, yuan. The more active the Meituan account is, the easier it is to open Meituan to borrow money.
8. Bank of China Consumer Wallet
A credit product of China Post Consumer Finance can meet the capital needs of most people, including pure credit loans and consumption installment. The review speed is fast, which mainly depends on the applicant's personal data and return visit. Everyone keeps the mobile phone open, and the customer service will take some users' phone calls for review, mainly to verify personal information and loan purposes. Generally, the review results can be known on the same day.