Standing loan facility is the normal liquidity supply channel of the People's Bank of China, and its main function is to meet the long-term large liquidity demand of financial institutions. The targets are mainly policy banks and national commercial banks. The term is 1-3 months. The interest rate level is comprehensively determined according to the needs of monetary policy regulation and market interest rate guidance. Standing loan is convenient to be issued by mortgage, and qualified collateral includes bond assets with high credit rating and high-quality credit assets. The information refers to Qianhai Shouhua, hoping to help you.

main feature

First, it is initiated by financial institutions, which can apply for standing loan facilities according to their own liquidity needs.

Second, the standing loan facility is a one-to-one transaction between the central bank and financial institutions, which is highly targeted.

Third, the counterparty of the standing loan facility covers a wide range, usually covering deposit-taking financial institutions.