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How to increase the market share of housing loans
Focusing on meeting the people's demand for improved housing and consumption upgrading, we will increase the market share of housing loans.

1, vigorously grab the mortgage, and increase the share ratio. Faced with a sharp year-on-year decline in housing sales, Changzhou Branch aims to greatly increase the proportion of mortgage business orders received by the four major banks, especially the proportion of second-hand housing business, from 23.97% at the beginning of the year to 43.58% at the end of the third quarter, with an increase of 65,438+09.61%,so as to quickly realize structural adjustment and greatly increase the proportion of housing loan business orders received by the four major banks. In September, the volume of orders exceeded the balance sheet for the first time.

2. Competing for non-housing business and enriching personal loan resources. In the face of the current situation that peers are striving for inclusive business, leaders of Changzhou Branch unified their thinking and invited the main responsible comrades of Pratt & Whitney Department to explain the knowledge of inclusive business to gold bar employees and broaden their business horizons. Gold bars and Pratt & Whitney Bank have made joint efforts to gain market share of Pratt & Whitney business and achieved good results. At the end of the third quarter, the universal service of the universal line and each gold bar line has been greatly improved in the system.