Banks can update your credit card account and related data in real time by recording the information of installment transactions, and ensure that repayment and bill generation are handled correctly. This helps banks monitor and manage borrowers' loans, including checking accounts, generating bills and calculating interest.
It should be noted that although banks can find information about personalized installment payment, the specific privacy policies may vary by country, region and bank. Under normal circumstances, banks will strictly abide by relevant laws and regulations to protect the security and privacy of customers' personal information.
If you have any questions or concerns about personal information, you are advised to consult the customer service department of CITIC Bank directly or refer to its privacy policy for details.