Current location - Loan Platform Complete Network - Bank loan - Is the risk control specialist a collection?
Is the risk control specialist a collection?
Risk control experts are not necessarily responsible for collection. In fact, collection is only part of the responsibility of the risk control Commissioner. Risk control includes three parts: before lending, during lending and after lending. Therefore, under normal circumstances, the post of risk control specialist is responsible for reviewing the information before the customer lends money, managing and counting the relevant information of the borrower during the loan, and reminding the borrower to fulfill the repayment obligation in time after the customer successfully borrows money.

What is the full name of the risk control specialist? As a risk control specialist, the risk control specialist is responsible for reducing the possibility of risk events and controlling the losses caused by risks as much as possible. Therefore, a risk specialist must have knowledge reserves such as industry knowledge, financial knowledge, legal knowledge and business knowledge.

Usually? The responsibilities of the risk control specialist mainly include the following aspects:

1. The risk control specialist needs to investigate the customer's personal information and credit information before the customer loans, and write a report with preliminary opinions and feasibility after the investigation.

2. The risk control specialist needs to maintain the relationship with customers, and the risk control specialist needs to pay a regular visit to customers.

3. The risk control specialist is responsible for answering customers' questions in the whole loan project and providing consulting services for customers' financing business.

4. The risk control specialist also needs to optimize the internal customer audit process, formulate relevant management regulations, and provide innovative risk business for his institution.

5. The risk control specialist needs to give corresponding risk tips for all possible risk points in the business operation project.

6. The risk control specialist is also responsible for reminding customers whose loans are about to expire to repay on time.

7. The risk control specialist needs to personally fill in the contract text and relevant legal documents with the customer to ensure the integrity and authenticity of the customer information.