Party A: (Borrower) ID number:

Address:

Telephone:

Party B: (Lender)

ID number:

Address:

Telephone:

Party A applies for a loan from Party B for personal and family needs, and takes its own car as collateral. Party B agrees to lend and sign the contents of this contract through negotiation between both parties.

The first loan project

Article 1 loan content and interest

1. Loan amount: RMB xx, in words: xx.

2. Loan term: from xx years to xx years.

3. Interest: Interest shall be settled monthly with the monthly interest rate of xx%.

Article 2 Payment and repayment of loans

1. Loan payment: After the loan and mortgage procedures are completed, Party B will pay the loan amount to Party A in one lump sum or transfer it to Party A's account, and Party A will also issue a loan receipt.

2. Loan repayment: The loan will be paid off in one lump sum on the due date.

3. Party A can repay the loan in advance and calculate the interest according to the amount and time of the loan actually used by Party A on the premise that the original interest rate remains unchanged.

Article 3 Liability for breach of contract

1. If Party A fails to repay the loan in full on the due date, the unpaid part shall be charged as a penalty of xx/ day from the overdue date.

The second mortgage project

Article 4 Party A confirms that the mortgaged assets are its own, all procedures are legal and effective, and there are no economic disputes and illegal responsibilities before the assets are mortgaged, otherwise Party A will bear all legal responsibilities.

Article 5 Guarantees

1. Car type and brand:

2. Frame number:

3. Engine number:

Article 6 custody of collateral

1. The collateral shall be kept by Party B.

2. Party A must hand over the keys, motor vehicle registration certificate, driving license, car purchase invoice, purchase tax, road maintenance fee, insurance documents, original household registration book and ID card related to the mortgaged vehicle to Party B or an intermediary agency for safekeeping.

3. During the mortgage period, Party B shall ensure that the vehicle is free from traffic accidents and violations, and is willing to bear corresponding legal responsibilities.

Article 7 Disposal of Collateral

1. During the mortgage period, any disposal of the mortgaged vehicle by Party A is invalid.

2. If Party A fails to repay the loan on time, Party B may sell the collateral after the overdue days to make up for the losses. When signing this contract, Party A also signed a power of attorney agreeing to sell the goods beyond the time limit. If Party A breaches the contract at that time, Party A agrees that Party B will dispose of the mortgaged vehicle with this power of attorney.

Other provisions in the third paragraph

Article 8 Bearing of expenses

1. If Party A fails to repay the loan on time, it can be extended with the consent of Party B. ..

2. All expenses arising from mortgage and loan shall be borne by Party A. ..

Article 9 Conditions for the entry into force of this Contract

This contract shall come into effect as of the date of signature by both parties.

This contract is made in duplicate, each party holds one copy, and the rest are filed in relevant departments.

Party A: (Borrower) (Seal)

Party B: (Lender) (Seal)

Date, year and month

Article 2 Model personal car mortgage contract

Mortgagor: (hereinafter referred to as Party A) Mortgagee: (hereinafter referred to as Party B)

Due to the business needs of the company, Party A borrows money from Party B with its own vehicle as collateral, and this mortgage contract is hereby concluded through consultation with Party B..

Article 1 Name and quantity of collateral. Name: xx, car number: xx, engine number: XX. The above mortgaged vehicles are owned by Party A. ..

Article 2 Term and amount of mortgage. The mortgage period is xx months, starting from xx years to xx years. The mortgage amount is RMB xx only.

Article 3 Mortgages, Temporary Custody and Insurance Statement

1. Inventory: Within one day after the Contract comes into effect, Party A and Party B shall * * * inventory the quantity and quality of the mortgaged property and make a mortgage list. After verification, both parties shall sign the mortgage and express their approval by handprint.

2. Temporary storage: Party B is responsible for the temporary storage of the collateral, and all storage and insurance management expenses shall be borne by Party A. ..

Article 4 Obligations of both parties and liabilities for breach of contract

1. Party A guarantees that it is the legal owner of the mortgaged property. If there is a dispute over the ownership of the mortgaged property in the future, which causes losses to Party B, Party A shall be responsible for compensation.

2. After signing this contract, Party A shall hand over all original documents and bills related to the collateral to Party B. ..

3. Party B shall take good care of the collateral and shall not lose or damage it.

Article 5 Disposal of Collateral and Disposal Methods

If Party A fails to pay off the due principal and interest when the Contract expires, Party B has the right to apply to Xiamen People's Court for disposing of the collateral, and has the right to transfer, sell, remortgage, directly transfer the collateral to Party B's name (Party A unconditionally provides legal and effective transfer procedures for Party B) or dispose of it in other ways.

Article 6 Others

1. If Party A fails to pay off the loan principal and interest on schedule due to practical difficulties when the mortgage term expires, and it is necessary to extend the mortgage term, Party B may extend the mortgage term with the written application and examination consent of Party A, and sign a supplementary agreement as an annex to this contract.

2. For matters not covered in this contract, Party A and Party B may negotiate separately and sign a supplementary agreement. The supplementary agreement has the same effect as this contract. If one party fails to perform the contract, the other party may apply to the people's court of first instance for execution in accordance with the provisions of Article 186 of the Civil Procedure Law.

3. The original of this contract is in duplicate, with each party holding one copy.

Mortgagor: Mortgagee:

Date, year and month