1. Public welfare real estate: public welfare facilities such as schools and hospitals;
2. Small property houses: because there is no real estate license for such properties, banks will not accept them;
3. Illegal buildings and temporary buildings;
4. Buildings under cultural relics protection: Buildings listed as cultural relics protection cannot be used as collateral;
5 disputed property, disputed property and property sealed up or detained according to law;
6. Property included in the scope of demolition.
7. Mortgaged house: The property has been mortgaged once. According to relevant regulations, two banks cannot obtain other rights of the same property at the same time;
8. Second-hand housing with an old house: the property with an old house has poor liquidity, and banks will not accept it as collateral for loans in order to control credit risk;
9. Affordable housing with less than five years: According to regulations, affordable housing with less than five years is not allowed to be listed and traded, so banks cannot obtain other rights certificates;
(The above answers were published on 20 17-06-27. Please refer to the actual situation for the current purchase policy. )
For more real estate information, policy interpretation and expert interpretation, click to view.