After discovering that someone else has fraudulently used your information to get a loan, you should contact the local police station and bank in time.

The loan application requires the borrower to apply to the lending institution in person, and in addition to the ID card In addition to bank statements, lending institutions also require borrowers to provide proof of employment, income, assets, credit reports, etc. ID cards and bank statements alone are not enough to prove the borrower's repayment ability.

Whether the loan is determined is based on the signing of the loan contract. If the loan contract is not signed by the borrower himself, it will not have any legal effect.

If you find that your information has been misappropriated by others, you should contact the public security organs and banks in time to protect your own rights and interests.