I don't know when it started. At present, the interest rate of provident fund loans is 3.25 in the whole country, while the benchmark interest rate of the first suite of commercial loans is 4.9, but most cities will rise to a certain extent. The interest rate of Beishangguang is generally around 5%-8%, which means no more than 5.5 points. The Puyang mortgage with underdeveloped economy and the largest population in the province is 6.37. Many people who want to transfer commercial loans to provident fund can also cancel this idea.