A copy of the vehicle registration certificate cannot be mortgaged. All banks have auto mortgage loan business, but different banks can get different mortgage loans in different areas, and the loan methods are different. Therefore, when you want to make a car loan, you can inquire about the loan situation of several companies and make a decision on the loan after comparison.

1, stop or not?

Some customers have cars in their names, but they want to be unsecured because they need cars for business. However, in order to control risks, lending institutions can only handle local full-size vehicles and install GPS to facilitate positioning at any time.

2. Is the loan long-term or short-term?

For long-term customers, automobile mortgage is not suitable for long-term capital turnover because of its short service life.

3. Try to repay in advance when you have extra funds.

Because of the characteristics of cars, the interest rate is relatively high. If you don't want to spend money and save financial costs, you can repay in advance after you have extra funds.

4. Find a suitable loan scheme.

It is precisely because of the high loss and depreciation of cars that only part of the loans are made with car service companies. However, we must avoid paying upfront fees.

Automobile mortgage is a loan obtained from a financial institution or an automobile consumption loan company with the borrower's or a third person's car or self-purchased car as collateral. At present, the main purpose of loans secured by automobiles is automobile consumption.

As long as it meets the conditions of car mortgage, all banks in the market can mortgage cars.

Prepare the following information:

1, ID cards of both husband and wife (25-55 years old)

2. Marriage certificate

3. Business license (more than one year)

4. Bank runs for nearly half a year (you can play more)

5. Driver's license and registration certificate (remember to copy pages 3 and 4 together)

6. Purpose of the loan (operation)