Legal. Mobile phone loan and fun flower installment are actually the same product and a financial product launched by the same company. The renaming of staged music flower buds is also a mobile phone loan, but it has not changed in essence, and it is still to provide lending services for people with financial needs. Although the background of mobile phone loan is not as strong as that of Alibaba and JD.COM, it is still relatively formal. Mobile phone loan and fun flower installment can provide you with a loan of no more than 50,000 yuan, without providing mortgage and guarantee. The repayment period of mobile phone loan and fun flower installment is six months: 1 month, 3 months, 6 months, 9 months, 12 months and 18 months * *. The purpose of this is to attract more borrowers to apply and make the products less single. No matter which company you apply for a loan from, you always submit a loan application to Shanghai Qianlong Information Technology Co., Ltd.. 1. Fun Flower Staging is a high-tech consumer staging mobile loan app launched by Shanghai Qianlong Information Technology Co., Ltd. According to the consumption scenario, users can complete the whole process of application, payment, repayment and other related technology services with only one mobile phone. Fun Flower Staging is a cross-scenario credit consumption information platform for high-growth customers aged 23-35. Through marketing and data analysis, users' credit consumption needs in various life scenarios can be matched with qualified investors. Provide personalized scientific and technological services for users with different credit ratings of 50,000 yuan, 6 issues and above. Relying on the user base of 30 million, Fun Flower is committed to the efficient combination of installment credit consumption and cross-scenario value-added services. Second, product advantages 1, 3 minutes to complete the application relying on AI, big data, cloud computing, biometrics and other technologies, only 4 steps, the fastest 3 minutes, you can apply for online credit line. 2. Dynamic rate The dynamic rate is implemented according to the credit status of users. The better the credit, the lower the rate, and dynamically adjust according to the change of user credit status in different time periods. 3. The credit limit is as high as 50,000 yuan, and the credit limit of up to 50,000 yuan can be provided to users in combination with personal credit and other information submitted or authorized by users. 4. Free consumption within a flexible period, providing installment services for six or more periods, and supporting partial or full prepayment.
Second, is the mobile phone loan legal?
Legal.
Application conditions:
1, Chinese mainland residents aged 18;
2. Have a stable address and work or business place;
3. Have a stable source of income;
4. Without a bad credit record, the loan cannot be used for stock trading or gambling.
5. Other conditions required by the bank.
Processing flow:
1. Submit an application to a local bank or lending institution;
2. Prepare various materials required for the loan;
3. Face-to-face signing of banks or lending institutions;
4. The bank examines the qualifications of the lender;
5. Approved and successful loans.
Is it illegal for someone to borrow money with my name and mobile phone number?
No, even if you have an ID card photo or find an ID card, it is generally unacceptable.
It should be easy to know someone else's ID number and mobile phone number, even the front desk of a general hotel can probably know it.
The general loan should be to verify the mobile phone number and need the verification code of the mobile phone. Then you may want to upload a photo of your ID card or face recognition, or make sure that your ID number and the real name information of your mobile phone number are the same. Finally, when you pay, you need a bank card that is consistent with the lender's identity information.
You think too much. Even if you get a loan, it's not your problem. Some problems are unavoidable. If you really encounter it, you can only find a way to solve it. We are not absolutely safe in this world, and all kinds of accidents may happen at any time. Even if you really try to avoid it, there may be other things to worry about.
Fourth, is the mobile phone loan legal?
legal