"Shang Hui Loan" real estate mortgage loan is a mortgage loan designed by Panzhihua Rural Commercial Bank, which is mainly used for production, operation and consumption. The maximum amount is 2 million yuan, and the loan period can reach 10 year.
Second, the product features
A wider range of objects: individual industrial and commercial households, small businesses and other natural persons can apply;
Higher quota: the mortgage rate of Panzhihua Rural Commercial Bank's real estate mortgage loan can reach up to 80%;
Longer term: maximum 10 year.
Convenient and fast: the loan application materials are complete and the loan can be released within 2 working days;
More convenient: within the longest term and maximum amount, you can pay back as you use it, reducing your interest expenses;
More benefits: free of assessment fee, notarization fee and insurance fee.
Third, the loan process.
1. Submit the loan application and relevant documents and materials.
2. Cooperate with the account manager to complete the loan investigation.
3. Sign a contract with Panzhihua Rural Commercial Bank for mortgage registration.
Access to credit