Public housing itself needs/kloc-people who are over 0/8 years old, have civil capacity and are non-agricultural registered permanent residence urban hukou in Tianjin. To make a public-easy loan, you must have a private house with a value equivalent to that of your public house (it must be a civil house, the private house is unsecured, the borrower has a legal occupation and a stable income, and there is no bad debt credit record and related civil disputes. At that time, you must go to the Sino-German Bank for pre-examination, and the credit information must be good.