you can apply for a loan.

materials to be prepared for the loan:

ID cards of both husband and wife of the borrower;

the borrower's household registration book/the foreigner needs a temporary residence permit and a household registration book;

marriage certificate/divorce certificate or court judgment/single certificate;

proof of income;

academic certificate;

bank flow;

other properties;

a copy of the business license of the employer (with official seal);

certificates of deposit, etc.

if the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements;

other information required by the bank.