Loan auto insurance is the same as buying a car in full: 1, compulsory insurance, which is required by the state. As long as the borrower buys a car, compulsory insurance is compulsory and there is no room for negotiation; 2, the third liability insurance, in terms of compensation, the amount is low, if the borrower buys the third liability insurance, the amount of compensation after the accident will be quite high; I bought a new car, of course I was afraid of being stolen and robbed. It is necessary to buy a new car for anti-theft and emergency rescue. With insurance protection, borrowers don't have to worry about new cars being stolen and robbed; 4. Vehicle loss insurance, which is the most common insurance for new car purchase. In the future, if you are scratched when you use the car, you can apply for compensation to reduce the loss on the way to borrow the car.

Will the insurance premium be low after the car loan is paid off

No, it is enough to pay the car loan and auto insurance once a year, and there is no need for sexual intercourse, because the Measures for the Administration of Automobile Consumption Loans explain that customers are not forced to buy auto insurance for several years at a time, as long as the insurance is renewed on time every year under supervision, the early repayment of car loans has no effect on the annual auto insurance.

Loans, auto insurance, online, etc.

The risks involved are: compulsory traffic insurance (payment required) 1800 yuan!

(Optional) Commercial insurance: 1, car damage insurance (after the accident, the insurance company is responsible for you.

All the maintenance costs of this car)

2, excluding deductible insurance (after the accident, the insurance company is responsible for the loss of the other vehicle)

3. Third-party liability insurance (in case of an accident, the insurance company is responsible for compensating the expenses of the other party's personnel, with a limit).

4. Theft rescue (can be insured at the same time as car damage insurance)

5. Fire risk (same as above)

6. Glass insurance (same as above)

If all the above insurances are insured, the price should be between 6000 and 7000! The loan car increased by 28%!

Because if you don't lend, there will be a 28% discount (that is, 72% of the full amount)! ! ! The loan car is not favorable!

Personally, I think the more practical types of insurance are: 123! The rest is basically a lie! It's no use!

There is also the tax upstairs, called "new car purchase tax"! Charge 7% of the price of this car!

Why did he let you bring 42 thousand? A little too much!

The restricted 4S stores are basically

Foot pads, steering wheel covers, seat covers! The rest is basically gone!

I wrote half a dot. Would you like to add some for me?