Not reliable, it is not difficult to buy a car now. On the one hand, the price is more close to the people, on the other hand, you can buy a car through a loan. In this case, the consumer does not have to pay the full amount. If they buy a car of around 65,438+10,000 yuan, they may only need to pay a fraction. After all, not everyone has so much money to pay in full, and the proportion of loan users in the market is still relatively large, which is also a kind of crowd that car 4S shops prefer. Why?

Generally, many people go to buy a car, and people in 4S stores will recommend customers to borrow money to buy a car, and tell customers that it is cost-effective to get an interest-free loan. Is it true?/You don't say. Will the car 4S shop do business at a loss? Actually, you were cheated. As salespeople, the main part of their salary comes from performance. The greater the sales, the higher their commission.

In order to make their own achievements, the staff of automobile 4S shop will introduce interest-free loans to attract consumers, and many people will almost be persuaded after listening. So I agreed to the staff's suggestion, but you didn't expect that you were cheated. Can interest-free loans save a lot of money? You are wrong. It's actually a pit. First, there will be a corresponding handling fee for the loan. If the car you buy is 654.38+ 10,000 yuan, the handling fee is about 4,000 yuan, and the staff takes a commission of 400 yuan.

Second: you must buy insurance when buying a car. Nowadays, in order to make more money, many automobile 4S shops will have certain cooperation with insurance companies. Not only that, but also some licensing fees. The commission adds up to nearly 1 000 yuan. The staff of the 4S shop of Natural Automobile will recommend an interest-free loan to buy a car. If they buy a car in full, they can only get a commission of several hundred yuan. It's really not worth working so hard to get a commission.

The interest-free loan mentioned in it doesn't really give you a free loan. After all, no matter which bank you go to, there will be interest, and the car 4S shop will not be stupid enough to do business at a loss. They will add up from the above expenses and make you mistakenly think that you have found a bargain. In fact, they have added the revenue cost to the handling fee, insurance, license and GPS installation fee. Therefore, it is best not to choose an interest-free loan when buying a car. In fact, it is a "pit". Don't be fooled by appearances. It is better to go to the bank to save money.