Second-hand housing loans, buyers and sellers can go to the bank for approval when they have prepared the materials. After the approval, the seller can withdraw the mortgage.

Second, what should the seller do if the buyer's loan cannot be approved?

You can ask to terminate the contract.

1. Please confirm whether it has been approved temporarily or really failed. Can I change banks and refinance? If you can do it, you can try it again.

2. If it can't be done, the buyer will generally raise funds and pay the balance.

3. If the buyer can't pay the balance by himself, he can only cancel the contract and check out. This involves whether to investigate the buyer's liability for breach of contract. This kind of case first depends on whether there is an agreement in the sales contract. If there is an agreement, it can be handled according to the agreement. If there is no agreement, the buyer can't get a loan for personal reasons, and he can usually be held liable for breach of contract.

Third, how does the seller cooperate with the buyer's loan to buy a second-hand house

Prepare relevant information and buy a house.

How can the second-hand house buyer help the seller with the loan?

Buyers and sellers go to the bank to apply for a loan, and after the application is passed, they can go through the transfer formalities with the buyer ~ other buyers can do it themselves ~