At the same time, you can withdraw the provident fund and repay the loan month by month. According to the Regulations on the Administration of Provident Funds, the conditions for withdrawal and repayment of provident funds are as follows:

1. When applying for monthly withdrawal of repayment, the housing provident fund of the borrower will be paid normally, and there is no suspension or deferment of payment;

2. When applying for monthly repayment, the borrower must repay the loan normally for more than two months, with good credit and no loans overdue record at the time of application;

3. When the main borrower (including other customers) who withdraws repayment on a monthly basis applies for repayment, the deposit amount of housing provident fund in the deposit account shall be kept for more than 6 months (including 6 months).

Prepayment process of provident fund loan:

I. Partial prepayment

Since June 65438+1 October12005, the personal loan of housing provident fund has adopted the free repayment method, and the lender can realize partial prepayment by adjusting the monthly repayment amount.

2. Full advance payment

1. Repay on the repayment date agreed in this contract:

I hold the original and photocopy of my ID card and the original loan contract to apply to the loan handling department.

2. Repayment on non-contractual repayment date:

You can apply to the loan handling department with the original and photocopy of your ID card and the original loan contract, and the loan handling personnel will go through the prepayment procedures according to the agreed repayment date (the latest repayment date is the fourth working day after the appointment date).