Both are OK.

Providing the original ID card and bank card in the physical store can be used for installment purchase and monthly repayment on time.

The purchase channels for battery cars are different, and the process of installment payment is also different. If you buy a battery car on Taobao or Tmall, and it supports Huabei's interest-free installment plan, you can do it when paying. Just choose Huabei to pay and then select the number of installments. If you buy it in a physical store, it may be easier to apply for installment. You only need to submit the information yourself. The rest of the installment payment process is completed under the guidance of the merchant. In the later stage, you only need to repay the loan on time.