1) The application for the first-hand housing provident fund loan requires information:
(1) Original and photocopy of ID card and household registration book of loan applicant, spouse, borrower and owner, and account number of provident fund. Minors need to provide one-child certificate or birth certificate. The above personnel must be present and carry their personal seals;
(2) Marriage certificate of the loan applicant and the borrower: the original and photocopy of the marriage certificate or divorce certificate, and the unmarried person shall provide the unmarried certificate;
(3) A down payment receipt voucher of not less than 20% of the house price;
(4) The portfolio loan shall provide the borrower and the borrower's income certificate;
⑤ Original and photocopy of debit card supporting universal deposit and withdrawal function;
⑥ Copy of the auction house pre-sale permit or existing home production certificate;
⑦ Original pre-sale contract or existing home sales contract;
(8) The business license, qualification certificate, copy of the ID card of the legal representative of the real estate developer and the collection account number of the real estate developer or agent. 2) Second-hand housing provident fund loan application needs to bring information:
(1) Original and photocopy of ID card and household registration book of loan applicant, spouse, borrower and owner, and account number of provident fund. Minors need to provide one-child certificate or birth certificate. The above personnel must be present and carry their personal seals;
(2) Marriage certificate of the loan applicant and the borrower: the original and photocopy of the marriage certificate or divorce certificate, and the unmarried person shall provide the unmarried certificate;
(3) A down payment receipt voucher of not less than 20% of the house price;
(4) The portfolio loan shall provide the borrower and the borrower's income certificate;
⑤ Original and photocopy of debit card supporting universal deposit and withdrawal function;
6. Original contract for the sale of second-hand houses;
⑦ Original and photocopy of Shangjia ID card and real estate license;
Real estate appraisal report. Before 1990 (inclusive), the loan amount of the second-hand house exceeds 30% of the total house price, and after 1990, the second-hand house exceeds 50% of the total house price, which needs to be appraised by an appraisal company recognized by the agency;
Pet-name ruby If the loan is extended to home, provide a copy of the loan passbook. The loan is determined according to the actual use of your loan. Easy Loan China cooperates with major banks in China. You can submit a loan application online, and you can check your loan progress in 2 to 3 working days (except weekends and holidays)! Click on the online loan application link:/activity/product/fundloan-dash-lucky-index.html. The general loan process is that you submit your personal loan requirements and general information to the bank or loan product agency, and then the bank conducts a preliminary review of the loan application of the loan applicant and arranges a special person to contact the loan applicant. If the contact passes the preliminary examination, the loan applicant will be guided to provide the required materials, and then the loan will be reviewed and finally reached.
General loan application, the required materials are as follows, you can refer to your own judgment-
Original and photocopy of the borrower's valid identity certificate;
Local permanent residence or valid residence identity certificate
Proof of the borrower's ability to repay the loan. Such as the income certificate issued by the borrower's unit, the borrower's tax bill, insurance policy, etc.
The borrower's pledge right, the list of collateral and ownership certificate required to obtain the amount of pledge and mortgage, and the written document that the owner and the real estate * * * agree to pledge and mortgage.
A written document in which the guarantor agrees to provide the required guarantee for the borrower to obtain the guarantee amount.
Credit certification materials of the guarantor.
Collateral appraisal report issued by the appraisal department recognized by the society.
Other documents and materials stipulated by the bank are easy to borrow from China to prevent fraud. Remember: In fact, the tricks of swindlers are very simple and can be summarized as follows:
(1) The loan requirements are extremely low, and no mortgage or other requirements are required. It can be said that you can get a loan if you want.
(2) I dare not disclose the name of my company, I can't provide the company's business license or the company has no investment scope, I can't provide formal contract texts and invoices, and I won't even give you a landline. You only know the other person's cell phone, but you can't even see the other person's face.
(3) Before the loan arrives, you should charge your so-called travel expenses, interest, handling fees, attorney fees, etc. Anyway, it means asking for money. After you get it, you won't be treated again.
Report a loan swindler and become a loan justice messenger! Create a green application channel for online loans!
Address: /Market/safe? Pagedashi=lucyl The above information comes from official website, China, Easy Loan.