The current high housing prices have made many people just want to stop. Now many people have the need to buy a house, but they can't afford to buy it in full, so people choose housing loans to buy a house. Because different provinces have different loan policies, it is necessary to master the local real estate policy, because only in this way can we arrange the funds on hand reasonably and spend them correctly. If you plan to buy a house in Xinyi, how much is the down payment for the house with 1.33 million yuan? How much is the monthly payment? Let me show you the relevant information below!

if you buy the first house, the down payment ratio of the commercial loan shall not be less than 3% of the total house price, that is, 1,33, * 3% = 931, yuan, and the loan period is 3 years; With provident fund loans, the loan ratio can reach 8%, the loan amount is 6, yuan, and the loan period is 3 years.

if it is a second suite, it shall not be less than 5% of the appraised house price, that is to say, to buy a house with a total house price of 1,33, yuan, the down payment needs 1,33, * 5% = 665, yuan; If the provident fund loans the second suite, the loan amount is 6,.

regarding the down payment and monthly payment for buying a house in Xinyi, if you plan to buy a house with a price of 1.33 million yuan in Xinyi, you should prepare enough funds. The down payment is not a small expense, and the monthly payment should be calculated well. Will it affect your quality of life in the next few years or even decades? The above is the content of the Xinyi house loan I provided for you, hoping to help you!