1. The loan has been approved, but the contract has not been signed. Loans can be cancelled or suspended.
2. If the lender successfully passes the examination and approval, it will have a credit period of 6 months and a use period of 6 months; Within six months, users can decide whether to spend the money, how much and when to spend it, without interest;
Three, but once the loan is used, the loan used must pay monthly interest (in the form of monthly interest payment), and return the principal on the agreed date; Support advance payment.
2. I just submitted an application for car loan in 4s shop, and now I don't want to borrow it. Can I cancel it?
You can cancel, just cancel it directly; 4S loan application process: 1. Car buyers go to 4S shops to inquire about car purchase and loan application methods; Then, the 4S shop conducts a preliminary examination of the loan qualification of the car buyer and signs an opinion; Third, the 4S shop rechecks the loan qualification of car buyers and conducts the preliminary examination of banks; Fourth, after the approval, the 4S shop signs a car purchase contract with the car buyer, and the car buyer pays the down payment and handles the bank account for it; Fifth, handle mortgage, notarization, insurance and other procedures; Sixth, bank lending; Seventh, the car buyer picks up the car.
Of course, different 4S stores choose different banks, so the loan process may be different.
3. The bank can cancel the loan application, but it has not signed a contract. Don't you want to borrow any more?
For the personal loan handled by our bank, if you submit complete application materials, it will take about 15 working days to approve it. Because it involves evaluation, mortgage registration and other links, each customer's situation will be different. Can cancel, you can directly contact the handling outlets or loan account managers to confirm.
I haven't signed the contract when the loan is approved. I don't want to use this loan. Can I cancel it?
1. The loan has been approved, but the contract has not been signed. Loans can be cancelled or suspended.
Two, the lender's credit period and six months of use; Within six months, users can decide whether to spend the money, how much, and whether to use it with interest;
Three, but once the loan is used, the loan must be used to pay interest on a monthly basis (the monthly interest payment date is used to repay the principal;