1. Repayment of principal and interest in foreign exchange loan account.

(1) According to the loan contract, loan receipt/withdrawal application, prepayment application (prepayment required), foreign exchange registration certificate (foreign-invested enterprises only), enterprise-owned foreign exchange confirmation, foreign exchange account statement or repayment fund source provided by customers, the credit business department will issue the approval document for self-operated foreign exchange loans and submit it to the business department to repay the principal according to the following auditing principles and precautions.

(2) If the borrower's foreign exchange loan repayment and interest payment procedures are handled by other banks in the place of registration, the credit business department of China Bank shall issue the approval document of self-operated foreign exchange loan in triplicate, and notify the relevant banks to handle the foreign exchange settlement and payment procedures. Self-operated foreign exchange loans are approved in triplicate, one of which is kept by the bank, and the other two are returned to the credit business department of China Bank and customers after confirmation by the bank.

2. Handling of large foreign exchange repayment.

In case of abnormal repayment, the foreign exchange bureau may notify the bank to stop the direct repayment of abnormal enterprises, and the foreign exchange purchase and repayment business shall be audited by the foreign exchange bureau instead.

3. Handling of repayment of foreign exchange loan principal under abnormal circumstances The debtor shall directly apply to the local foreign exchange bureau for repayment of foreign exchange loan principal under the following abnormal circumstances, and the foreign exchange bureau shall examine and approve them one by one. Bank of China shall not repay the above loan principal for the debtor.

(1) Purchase foreign exchange in different places to repay the loan.

(2) Import can't provide foreign exchange payment and arrival verification form.

(3) changing the purpose of the loan without authorization.

(4) Other abnormal conditions.

(Answer time: May 23, 2023)

The above contents are for your reference. Please refer to the actual business regulations.

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