Legal analysis: the repayment of loan funds means that the borrower's loan has been entrusted by the bank to the borrower's supplier, and then transferred back to the borrower by the supplier after the operation of the borrower and the supplier. From the above three aspects, we can realize that this kind of situation often occurs in entrusted loans.

Legal basis: Article 7 of the General Principles of Loans: Self-operated loans refer to loans that are independently issued by the lender with legally raised funds, the risks are borne by the lender, and the principal and interest are recovered by the lender. Entrusted loans refer to loans provided by clients such as government departments, enterprises, institutions and individuals, and issued, supervised and recovered by lenders (trustees) according to the loan object, purpose, amount, term and interest rate determined by the clients. The lender (trustee) only charges the handling fee and does not bear the loan risk. Specific loans refer to loans granted by wholly state-owned commercial banks with the approval of the State Council after taking corresponding remedial measures for the losses that may be caused by loans.