2. The down payment ratio of non-local household registration households to purchase housing loans will be increased to 60%, and the longest term of commercial mortgage loans will be shortened to 25 years. At the same time, the first suite of foreign registered families has to pay 24 months of social security within 3 years. Foreign hukou or continuous payment of social security for two years, down payment of 60%; Bachelor degree or above, 30% down payment.
First, the housing subsidy declaration process:
1. The purchaser applies to the purchase subsidy window of the municipal administrative examination and approval service real estate service center.
2. Fill in the housing subsidy application form and submit the required materials.
3. After accepting the application, the real estate service center will, together with the Natural Resources and Planning Bureau, review the purchase situation of the applicant and spouse.
4, in line with the conditions for the issuance of subsidies, to be issued.
Two, please apply for subsidies, should provide the following information:
1. Application Form for Financial Subsidy for Individual's First Purchase of Ordinary Housing (attachment, in duplicate);
2. Real estate license (original);
3. The applicant's ID card or identity certificate (original);
Legal basis:
Article 7 of the Provisional Regulations on the Registration of Real Estate shall be handled by the real estate registration agency of the people's government at the county level where the real estate is located; The people's governments of municipalities directly under the central government and cities divided into districts may determine the real estate registration agencies at the same level to uniformly handle the real estate registration in their respective jurisdictions. Real estate registration across county-level administrative regions shall be handled by real estate registration agencies across county-level administrative regions respectively. If it cannot be handled separately, it shall be handled through consultation by the real estate registration agency across county-level administrative regions; If negotiation fails, it shall be handled by the real estate registration department of the people's government at the next higher level.
Article 60 of the People's Republic of China (PRC) Urban Real Estate Management Law shall apply to the real estate management department of the local people's government at or above the county level for registration of real estate change, and apply to the land management department of the people's government at the same level for registration of land use right change on the basis of the changed house ownership certificate. After verification by the land administration department of the people's government at the same level, the land use right certificate shall be replaced or changed by the people's government at the same level. If it is otherwise provided by law, it shall be handled in accordance with the provisions of relevant laws.