Legal analysis: Yes. Whoever borrows money to buy a car lends the name, because some people are lenders and banks during the loan period. After canceling the loan with the bank, you can add your own name freely, because cars are commodities, just like real estate, and couples or others can add their names. But adding the name is * * * related, not your own.
Legal basis: Measures for the Administration of Automobile Loans
Article 3 Lenders mentioned in these Measures refer to commercial banks, rural cooperative banks, rural credit cooperatives and non-bank financial institutions that are legally established in the People's Republic of China and approved by the China Banking Regulatory Commission and its dispatched offices to engage in RMB loan business.
Article 4 The term "self-use vehicle" as mentioned in these Measures refers to the non-profit-making automobile vehicle purchased by the borrower through the automobile loan, the profit-making automobile handcart purchased by the borrower through the automobile loan, the automobile energy vehicle that has undergone the ownership change and gone through the transfer formalities according to law from the completion of the registration procedure to the national compulsory scrapping standard, and the automobile that is driven entirely or mainly by the new energy source, including plug-in hybrid (including extended range) vehicles, pure electric vehicles and fuel.