That depends on how much you borrow. If you need to borrow or borrow nearly 1.5% of the money, and the money needs to be returned after studying abroad to make money, it is worthwhile not to study abroad, but you should not cause such a big burden to your family and yourself. And the employment after returning from studying abroad is not particularly optimistic.

If the domestic deposit period is insufficient, or the deposit is insufficient, no problem, I support you to go abroad. Working abroad can also earn some living expenses, which is worth it!

Is the loan for studying abroad worth it?

You know, once you go out, you are no longer yourself! Malaysia? If you are confident that you can earn it back in the future, go ahead! If you have no confidence, don't go! The main reason is that you chose Malaysia, and there were few work-study programs when you went. 1 ringgit into RMB is like 1.8 yuan. So, if you go, study hard. Anyway, you have already taken out a loan. And Malaysia doesn't need a loan at all, because it doesn't cost much! You must make up your mind, or you will accomplish nothing after going abroad. . . . . And the only advantage of going to Malaysia is that you don't need financial guarantee to transfer to other countries! But because of your limited funds, you can earn Singapore ~ ~ ~

In short, the landlord is lucky ~ ~ ~

Is it cost-effective to apply for a student loan in the United States?

Of course, it is cost-effective. Half of international students need loans, and most domestic loans need parents as guarantors or mortgages. However, some foreign companies provide loans suitable for international students. There is no mortgage or guarantor, and repayment will only begin after graduation. The interest rate you get has nothing to do with your family environment, because the interest rate is determined by evaluating your future income and repayment ability. To put it bluntly, just because your family has money doesn't mean you have potential in the future. Therefore, money is not a threshold to measure a person's potential and whether he can study abroad. As long as you are willing to work hard and have a clear goal, the problem of money should be the simplest problem you have to solve in the future.