After the online loan is overdue, the borrower is afraid to let his family know, because he is afraid that his family will blame him, and he is also afraid that his relatives and friends will know that he will lose face. In fact, we have reached the end of our tether. Who cares about losing face? Put your face down first and rub it on the ground. Tell yourself that your face is gone now, and you must admit it.
Step 2 find out why
Find out why you borrowed so many online loans. Why did you get into such a situation? What did all this money do? If all this money is given to Du or spent elsewhere, please slap yourself and tell yourself never to do such a stupid thing again. If the money is used for business and the turnover of funds is lost, at least it shows that you are still a self-motivated person. Summarize the reasons for business failure and start all over again.
3. Prepare for the worst.
What is the worst result after confession? How to face it? As parents, they will have the psychology of protecting their children. Because they are afraid that their children will be frightened, they will often borrow money to help them pay off their online loans. If they meet such parents, it will be a blessing for eight generations. Remember never to touch online loans after logging in, even if they have no money to sleep on the street. If your parents have a bad temper, don't hit you without thinking. At the very least, let your parents be prepared when they are harassed by telephone collectors, at least they won't be so angry that they suddenly fall down.
4. Go ashore by yourself.
Repentance will only make your heart easier. If you want to go ashore, you have to rely on yourself. Calm down and analyze, get a credit report on the official WeChat account such as Innocent Data, and find out what online loans are owed at present. What are the credit reports? What is no credit? What can be delayed and postponed? What are beyond the legal interest rate range? Do know fairly well, discuss the loan with the money that is in urgent need of repayment, and see if it can be repaid in installments. Figure out how much you have to pay back every month, and then make money hard! There is only one goal every month, and that is to pay back the monthly payment. If you persist for a year or two, you will land successfully.