1, bring your own documents, such as (ID card, household registration book).

2. Bring the subsistence allowance certificate. If not, you can go to the local neighborhood Committee to issue a certificate. (It would be better if you have a special hardship certificate)

3. No record of non-performing loans, monthly income details.

Nothing else, just go to the bank to find the staff. Local residents may lend money soon. If they are in different places, they need to communicate. It will take about two weeks to lend money.